Personal Finance. Education Reform. Equity.

We need to have a conversation about race, education, and money.

We need to talk about debt and credit, student loans, and interest rates.

We need to talk about Rich Dad, Poor Dad, Dave Ramsey, and philanthropy.

We need to talk about wealth inequality, welfare, the projects, and fundraising. We need to talk about the 1%.

We need to talk about refinancing, consolidation, and Credit Karma.

We need to talk about good debt and bad debt, compound interest, and unsubsidized loans.

We need to talk about Roth IRAs, 401Ks, and emergency savings accounts.

We need to talk about investing, trading, mutual funds, and income-based repayment plans. We need to talk about Sallie Mae, Navient, for-profit colleges, and wage garnishment.

We need to talk about inflation, minimum wage, and the gender pay gap.

We need to have a conversation about money.

We need to have a conversation about education.

We need to talk about student loans, WIOA, the Every Student Succeeds Act (ESSA), No Child Left Behind, and Common Core.

We need to talk about the U.S. Department of Education, Sallie Mae, Navient, integration and inclusion, the school-to-prison pipeline, and Title IX.

We need to talk about disability education, transgender rights, discrimination, standardized testing, Teach for America, the National Education Policy Center, alternative certification programs, and special education.

We need to talk about school choice, charter schools, private schools, TEKS, the STAAR Test, the SAT, the ACT, the GED, IELTS, TOEFL, and scholarships.

We need to talk about Division I, II, and III. We need to talk about There Are No Children HereWhy Are All the Black Kids Sitting Together in the Cafeteria, and The New Jim Crow. We need to talk about Pride and Prejudice.

We need to talk about social media, cyber-bullying, and 13 Reasons Why.

We need to talk about open enrollment, online courses, University of the People, and why college isn’t the answer.

We need to talk about student-centered, research-based, grit, having a growth mindset, motivation, Bloom’s Taxonomy, and the push for national standards.

We need to talk about unions, teacher shortages, teacher strikes, and alternative teaching certification.

We need to have a conversation about race.

We need to talk about power and privilege. And the Tuskegee Experiment.

And crack vs. cocaine.

And The War on Drugs.

The KKK.

We need to talk about South African apartheid and colorism in the Philippines. And in Cuba. And all over the world.

We need to have a conversation about race.

Race. Education. Personal Finance.

From outrage to reform.