I used to sell life insurance in one of those thinly veiled pyramid schemes. To be fair, I didn't know what a pyramid scheme was at the time. To be completely transparent, I never actually sold any insurance. Way back then, I was too young and too green to be embarrassed about it. I kept … Continue reading 5 Things To Consider Once You Commit To Eliminating Debt
Yesterday I read a post from NerdWallet’s 2017 American Household Credit Card Debt Study stating that the average American household with credit card debt has a balance of approximately $15,432. Indebted households pay hundreds in interest each year, and many Americans use credit cards to cover medical expenses. I am sensitive about my credit card … Continue reading 7 Questions You Must Answer Before You Can Eliminate Credit Card Debt
How do you feel about money? Like most broke people, I hate money. From a historical standpoint, money was basically just made up. What were you taught about wealth and money when you were younger? Nothing: Go to school. Get a good job. What do you wish you knew about money when you were younger? … Continue reading Perspectives on Wealth & Money #2
How do you feel about money? It’s just a thing that’s needed to live within the current society. It's neither evil nor good; it’s just a tool, and people use it for their own devices. Should billionaires (or millionaires) exist? Is it right to aspire to be a billionaire (i.e. rich)? I don't see any … Continue reading Perspectives on Wealth & Money #1
Cow farts significantly contribute to global warming. Consolidating student loan debt is permanent and carries with it a few critical caveats: you could lose the benefit of income-based repayment plans. Some argue that cow burps, not flatulence, is a greater contributor to global warming because their burps release more methane. Neil DeGrasse Tyson wrote a … Continue reading What Did You Learn This Week That You Didn’t Know Before?
How would you describe yourself? Kyle: White, mid-western, small town protestant upbringing who’s now a liberal New Yorker. What frustrates you the most about racism and/or racists? Kyle: When other white people take me into confidence, as if we’re on the same team, and try to point out an us vs. them thing (where us … Continue reading Perspectives on Race & Racism #12: Kyle, The Curious Librarian
Yesterday’s Forbes' cover of Kylie Jenner triggered me, so I need to be Luther for a few minutes. She’s set to be the youngest-ever self-made billionaire. I’ll be brief because this is actually an indictment. There is no such thing as self-made. Not for Kylie. Not for me. My parents have been together for over 40 … Continue reading The (American) Myth of Self-Made
I competed in Odyssey of the Mind in middle school, but I don’t remember much about it. I just remember loving it, traveling with the team, and working as fast as possible to solve interesting, complicated problems. My parents were always active in our schools. Someone was always there at the meetings, performances, games, and … Continue reading Should You Talk To Your Children About Kylie Jenner, Wealth, and Cardi B?
I have to break things up into parts before I can digest them. I do this with books, new information, and chores. I do this with pancakes and tortilla chips. I do this when I’m anxious, nervous, worried, scared, but especially when I’m angry. I do this when I’m working towards a large project or a … Continue reading Day 2, Week 27: When Are You Most Productive?
I’ll be brief because this isn’t an indictment. It’s a sincere question that I’m genuinely curious about because I know not everyone shares the same vision of what it means to be a patriotic American. Not everyone agrees that it’s even right to be patriotic. A patriot is someone who loves her country and is … Continue reading Should You Talk To Your Children About Patriotism? (Happy Independence Day!)